Virtual Payment for Young People

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Payment made easy

With wismo you get your free prepaid credit card directly onto your smartphone. This enables you to pay securely online & in stores and send money directly to your friends.
pay via smartphone
In stores
Pay comfortably with your smartphone in stores via NFC
instant peer-to-peer transaction
Among friends
Send money instantly to your friends
pay online
Online
Pay online wherever card payments are accepted (e.g. Amazon, Zalando, Steam etc.)
LMU Lab
Süddeutsche Zeitung
Munich Startup

Why wismo?

wismo is instantly operational

Instantly operational

Use wismo instantly almost anywhere – without the need of a bank account
wismo is a completely free banking app

Completely for free

Enjoy our app completely for free – that's a promise
use a wismo coupon to save money

Intelligent Couponing

Save money thanks to coupons suitable to your interests
monitor your money and cash flows

Spending limits

Set flexible spending limits at your own discretion
visualise saving targets

Money Management

Visualise your saving targets, control your expenditures and more
wismo offers intelligent security mechanisms

Highest security

Intelligent security mechanisms ensure complete data security